Terms of Service & Privacy Policy
Effective Date: August 20, 2025
Fundora.biz values your trust. This document explains how we collect, use, and protect your information when you visit our website, sign up as a business or investor, or participate in our community.
Privacy Policy
1. Information We Collect
- Personal Information: Name, email address, phone number, business details, payment information.
- Usage Information: How you use our site, pages visited, device/browser type, IP address.
- Financial Information: If you participate in transactions (as a business or investor), we collect information necessary to process payments securely.
2. How We Use Your Information
- Provide access to Fundora.biz services (FACTs, lending/borrowing tools, community directory).
- Process payments and facilitate financial transactions securely.
- Communicate with you about updates, opportunities, or support.
- Improve our platform, features, and security.
- Comply with applicable legal and regulatory obligations.
3. Sharing of Information
- We do not sell your personal information.
- We may share limited information with service providers (e.g., payment processors, hosting providers).
- Regulatory or legal authorities, if required by law.
- Community programs (e.g., if you opt into a public business directory, your information may be displayed with your consent).
4. Security of Your Information
- We use industry-standard security measures to protect your personal and financial data.
- However, no online platform can guarantee absolute security.
5. Your Choices
- You may update or delete your account information at any time.
- You may opt out of non-essential communications.
- You may request a copy of the personal data we hold about you.
6. Children's Privacy
- Fundora.biz is not intended for individuals under 18 years old.
- All participants using the Fundora.biz application must be a legal adult.
- We do not knowingly collect information from minors.
Terms of Service
Important Disclaimer
- Fundora.biz is not a bank, financial institution, financial planner, investment advisor, or any other licensed financial professional.
- We are a software company providing tools that help connect businesses and individuals through our FACT (Fundora Advance Capital Trade) system.
- We often provide loans to small businesses. We do not offer financial advice, and nothing on this site should be considered investment or financial planning advice.
- All decisions you make using Fundora.biz are your responsibility.
1. About Fundora.biz
- Fundora.biz is a platform designed to connect small businesses and individuals with access to alternative forms of capital through our FACTs (Flexible Access to Capital Transactions) system.
- We are here to build community-driven pathways to capital access, but we are not a bank, not a lender, and not your financial advisor.
2. Eligibility
- By using Fundora.biz, you represent that:
- You are at least 18 years old.
- You are legally capable of entering into contracts.
- If you act on behalf of a business, you are authorized to bind that business to these Terms.
3. FACTs: Our Alternative to Loans
- Fundora.biz does not issue or manage traditional "loans."
- Instead, we facilitate FACTs — agreements between businesses and investors that allow capital to flow securely and transparently.
- FACTs are structured to provide clarity, fairness, and shared risk.
- We don't believe in loan sharking, hidden fees, or predatory lending.
4. Your Agreed responsibilites
- Provide accurate and truthful information during signup and transactions.
- Respect the confidentiality of other users and community members.
- Comply with all applicable laws and regulations.