How Lending Works at Fundora
We Call Them FACTs — Not Loans
At Fundora, we don't believe in "loans." We believe in FACTs: Flexible Advance Capital Trades.
You get capital now. You pay it back over time, plus a little extra.
The community wins together.
This isn't predatory finance. This is creating a circular economy — built by and for small businesses, creators, and investors, a true win-win for all.
If You're a Small Business or Creator
Apply for a FACT. Share who you are, what you're building, and why you need capital.
Choose your terms. Most FACTs are 30–90 days.
Get approved. Once matched, funds are sent straight to you.
Grow your business. Use the capital to stock inventory, launch a product, or bridge a cash flow gap.
If You're an Investor
Back Main Street. You choose small businesses you believe in.
Earn returns. When the FACT is repaid, your capital + your return comes back to you.
Diversify smarter. You're helping Wyoming and beyond grow — while making your money work harder.
Why It's Different
Transparent: No hidden fees, no surprise rates.
Community-Based: You're not borrowing from a faceless bank; you're backed by people who believe in you.
Empowering: Every FACT builds economic diversification and keeps talent in Wyoming.
The Big Shift
This is more than finance. This is a movement.
Small is the new big.
Circular economy is the future.
Together, we're writing the story of Wyoming's next economy.
Ready to join The Big Shift? 👉 Apply for your first FACT or fund a small business today.